Access to financial services is a key enabler for our global society. Black Banx is a dynamic force for innovation in the fintech sector, committed to facilitating the free and instant flow of money around the world at a fair price. We want to provide a financial service platform that helps to grow global markets by connecting people and businesses around the world with optimal ease, via SmartPhones and online. We continue to build a global, borderless, customer focused platform which feels personal to everyone and will serve as a trusted tool to manage and grow customer funds. We provide business and personal customers with banking access without restrictions based on nationality, country of residence, religion, amount of funds held or transferred. Our aim is to increase the simplicity of online banking, dramatically reduce transaction times and achieve financial inclusion. We serve people and businesses in well established economies, as well as the underbanked in countries which have less access to the financial system or where governments prevent people from freely participating in the global economy. We have substantial presence in countries across Asia, Latin America and North America, as well as in the Middle East and Europe. Through our business and personal accounts, we allow customers to utilise carefully selected, best in class global banking networks to process money without any transaction limits. This enables them to send and accept local and international payments almost instantly, and hold or manage funds in multi FIAT and crypto currencies. Ultimately, we aspire to build products and experiences at the intersection of our business and consumer ecosystems, unlocking seamless value for both.

Founded in 2015 to provide a fully digital global banking platform, today Black Banx is one of the world’s largest digital banking fintech companies serving over 100 million customers worldwide. Headquartered in the BVI, Black Banx Group operates through long-established businesses with an international network spanning 180 countries and territories in both established and emerging markets. Our international network covers markets accounting for approximately 90% of global GDP, trade and capital flows. Throughout our history we have been where the growth is, connecting customers to opportunities. We enable businesses to thrive and economies to prosper, helping people to fulfil their hopes and realise their ambitions. Our website outlines our modus operandi in serving our customers and the wider communities in which we operate. It highlights robust risk management, organisational and governance structures and processes which help us meet our responsibilities to shareholders and protect the business. Financial technology is transforming the way in which businesses operate, with a customer focused approach where conventional banking services are being replaced in many areas including payments, private and corporate banking and wealth management. Banking needs to be increasingly international in scope, with products operational on a global scale. Key benefits of this evolution are improved customer experience, greater convenience and significantly faster and more cost efficient execution of international payments. Demand for cross border services is being driven by globalisation with larger numbers of people living and working abroad or remotely, with greater money transfer needs. Customers require global transactions, in real-time with low fees – and established banks simply can’t provide what they need. Black Banx is having a profound impact on the very nature of banking and has established itself rapidly as a key force for innovation and solutions for evolving customer banking needs and tastes. Approximately 80% of Black Banx’s operations are in cross-border payments, whilst 20% is cryptocurrency and currency trading related. Serving more than 94 million private and 21 million business customers (H1/26) from 180 countries, Black Banx’s operations have been global in scope since its inception in 2015 with particular strength in Asia Pacific, Latin America and North America.

Our strategy is centred around four key areas: focus on our areas of strength, digitise at scale to adapt our operating model for the future, energise our organisation for growth, and support the transition to a net zero global economy. We aim to create long-term value for our shareholders and capture opportunity. One of our goals is to be a leader in crypto banking, with a particular focus on Asia and Latin America. Taking advantage of our international network, we aspire to lead in cross-border banking flows, and to serve mid-market corporates globally. We continue to maintain a strong capital structure, funding and liquidity with a diversified business model. The key regions in which we operate and generate our revenue are APAC (Asia Pacific, 38%), LACAR (Latin America and Caribbean 33%), MEA (Middle East Africa, 21%) closely followed by NA (North America, 8%). Our cryptocurrency proposition is unique, offering our clients autonomy by connecting our fully fledged banking platform with the features of a crypto exchange, enabling our clients to use their crypto balance to pay third parties directly from our platform.